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BENEFITS FOR FCT UNION MEMBERS ONLY
|Buyer's Edge||Perkscard||Working Advantage||Car Rental||Vision||Dental|
|Union Plus Savings Plan||Credit Union||Furniture Buying|
As a member of the Federation of Catholic Teachers,
you would be eligible for many benefits. The list below outlines some of the current benefits.
These benefits are for UNION MEMBERS ONLY!
most important benefit of belonging to any union is the voice that you
gain in the collective bargaining process. Only the union member has
a vote in determining the terms and conditions of employment that affect
all. Your contract spells out the advances that have been won for
teachers in the areas of salary, working conditions, longevity, leaves,
grievances, health benefits and more.
One of the most important
protections offered to members is the counsel that is provided in
grievance and arbitration situations. Without a union, enforcing teacher rights could cost an individual
thousands of dollars.
Members receive an informative newsletter, The
Union Catholic Teacher.
Members in good standing for twelve or more consecutive months are eligible for a $300 benefit if they need to take a disability
Union Members’ families are eligible to collect a $6,000 benefit in the event of a member’s death. The member must have been in good standing for at least twelve consecutive months.
valuable discounts are available to Members at a tremendous savings, such
as: major appliances, stereo
equipment, most major brand appliances, televisions, dryers, washing
machines, video and audio equipment, etc.
program offers discounts on Entertainment (theme parks, movie tickets),
Theatre & Events (Broadway), shopping with major retailers (too many
to list!) and travel.
are available to Union Members from several rental car companies.
Fashion Optical offers a plan to our members and their families under
their C.A.R.E. Program (Corporate Attention to Responsible Eyecare).
You will receive a 10% discount on comprehensive eye exams and contact
lens exams, 30% savings on all prescription eyeglasses and sunglasses, 20%
savings on all non-prescription sunglasses, 20% savings on contact lenses
in NY State and at participating locations in all other states, and 25%
savings on laser vision correction at Insight Laser Centers. They
have stores located in Manhattan, Bronx, Queens, Brooklyn, Staten Island,
Upper Counties, New Jersey and Connecticut.
Plus Health Savings offers a great financial cure for members looking
to save money on health care costs. Union members and their families
in the same household can reduce out-of-pocket expenses for a variety of
health care services as soon as they join. There are three packages
available that can save you money on physician and hospital care, labs,
x-rays, MRIs, dental care, retail and mail order prescriptions, vision
care, foot and ankle care, hearing care and diabetic supplies. It
also offers a Nurse Helpline.
General Vision Services offers three packages to our members and their families through OPEIU, Local 153. These packages can save you money on eye exams, eyeglasses and contact lenses.
Premier Dental Access Plan offers our members, their spouses and their
children up to age 19 a discounted plan. There is no fee for you to
belong to this program. The dentists participating in this program
have agreed to charge you discounted rates. There are participating
dentists and specialists in Bronx, Brooklyn, Queens, Manhattan, Staten
Island, the Upper Counties, New Jersey and Connecticut.
Dental Save (formerly Northeast–Southeast Dental Plan) offers a
discounted plan to our members, their spouses and their families. Dental
Save is a network of private practice dentists and specialists who provide
their services for plan members at reduced rates. It is not
traditional dental insurance. It is a fair and cooperative method
for lowering the cost of dental treatment. Doctors benefit by increasing
their patient volume and, of course, patients benefit by receiving quality
private care at substantial savings. Simply enroll into an
individual dental plan or a couple or family dental plan. Then select the
dentist of your choice using the Directory of Dentists. Once they
receive your Enrollment Application, they will mail you an identification
card to be presented to the dentist's office at the time of your
appointment. When visiting a participating Plan dentist, you pay
them directly as you normally would, but at the reduced rates as listed in
the Plan Fee Schedule. Saving up to 50% off the dentist's normal
will pay a yearly fee to belong to this plan ($70.00 for a single person,
$130.00 for a couple and $150.00 for a family).
Plus Health Savings (see description of plan in the Vision section of
our affiliation with OPEIU, Local 153, FCT Members and their families are
able to take advantage of many Union Plus programs that offer discounts
on: Money & Credit (credit cards, loans, mortgage & real
estate, credit counseling), Insurance Deals (pet, accident, auto, retiree
health), Health & Well Being (health savings, health club discounts),
Education Services (scholarships, college planning), Auto Advantages
(motor club-roadside assistance, Goodyear tires, auto buying), House &
Home (mortgage & real estate, home heating oil, moving), Legal
Resources, Everyday Savings (flowers, clothing, entertainment--theme
parks, movie tickets & rentals, Broadway tickets, sports, museums),
Travel & Recreation (car rentals, hotels, cruises), Computers &
Tech (internet, AT&T Wireless, Dell computers), and more.
members and their families are eligible to join Xceed Financial Credit
Union. Xceed offers its members the following services:
Personal Checking (basic, checking plus and platinum), Personal Savings
(savings, money market, certificate, IRA and club accounts), Consumer
Loans (auto, boat & RV loans, credit cards, personal loans, lines of
credit, college financing) Home Loans (fixed and adjustable-rates
mortgages, home equity loans, refinancing and housing partner program),
Investment Tools (mutual funds, stocks & bonds, 401(k) &
rollovers, fixed & variable annuities, IRAs, long-term care insurance
and life insurance) and Financial Planning Services (retirement,
investment, educational planning, risk management and portfolio
Plaza Furniture offers discounts to our members.
They have a large furniture showroom for union members only featuring all
nationally known brands at close to wholesale prices. If you know
the name and model of a specific piece of furniture, you can call them for
prices. You will need a card to visit their showroom.